Hey everyone,

I spent about a week in Asunción in January.

Met with a local contact who works directly with several developers. Sat through a few of their presentations. Visited new construction sites. Reviewed neighborhoods, price per m², amenities, and quality.

Out of everything I saw, two projects from one developer stood out.

What caught my attention was the financing options they offer.

If you’re interested in the below projects or other Asunción real estate, contact me here and I’ll get back to you asap.

Both of these building projects come with post-delivery payment plans, directly with the developer. Meaning, you’re able to finance your apartment, directly with the developer, after you’ve already moved in. No banks.

To explain: At delivery, you put down roughly 20%, take possession of the unit, and structure the remaining balance over multiple years.

There are options that extend 5 and 10 years after delivery.

You do not need to show up with 100% of the cost in cash.

In most LATAM markets, foreigners either pay full cash or deal with local bank processes. This developer’s offer removes that hurdle.

The total purchase price is higher if you stretch payments over 10 years. That is expected. But for a USD earner, it allows you to control a quality asset in a strong market without local bank underwriting.

That flexibility is what made these worth highlighting to you all.

First one to share by the developer is called Cumbres. Located in a growth corridor outside Asuncion. Lower barrier to entry. Longer runway on the project timeline.

I spent more time physically at Cumbres than any other projects.

Walked the halls under construction. Saw the sample 1BR and 2BR apartments. Chatted with the team at the site about the layouts and finishes.

Cumbres is in the Luque area, slightly outside the main commercial core. More residential. Part of the 4-building master plan.

Delivery for the tower I reviewed is March 2027 - Building 1 of 4.

Units are smaller overall. They have studios up to 2BR. Price per square meter is meaningfully lower than central Shopping area projects.

My first question to them was: “If construction of the next buildings on the property are ongoing, will noise be an issue?” They said to go visit the current building, see if you’re able to hear construction outside. They were right. Build quality insulates the noise here.

Cumbres fits buyers optimizing for:

You can buy a pre-construction unit full price upfront, as always. Or you can use the financing options provided by the developer directly.

Here’s an example of what the 5-year option looks like for a 1 bedroom in Cumbres.

Size: 45m² / 484 sq. feet

Base price, no financing: ~$62K

Under a 60-month structure:

Total paid over 5 years comes out to ~$74K under this example.

Lower entry. Lower overall capital commitment. Longer runway before completion.

Central Las Lomas neighborhood. Larger units across the board. More established block.

We didn’t get to physically visit Molas, so I’ve got photos from the developer above.

Molas is located in Las Lomas, near Shopping del Sol.

This is one of the most established and desirable areas of Asunción. Close to business centers, restaurants, all of the shopping zones.

The building is smaller in scale compared to the projects outside town, but units themselves are larger overall and designed for spacious living. Good for families or singles/pairs who work from home.

Price per square meter is higher than projects farther out. The tradeoff is location and space.

Delivery is April 2026.

If I were planning to live in Asunción for several years, this is the profile I would personally lean toward.

Here’s an example of what the 5-year option looks like for a 2 bedroom in Molas.

Size: 91m² / 979 sq. feet

Base price, no financing: ~$167K

Under a 60-month structure:

Total paid over 5 years lands around ~$193K under this structure.

Molas also has 57m² 1-bedroom apartments for a base price of ~$96k, and 116m² 3-bedroom apartments for a base price ~$215k.

Ultimately, you’re buying into an established neighborhood building with larger unit size, less units in the building overall, and sooner possession.

What makes these two projects interesting isn’t just location or quality, it’s the ability to structure ownership without bringing full cash to the table, which is almost always required across South America.

That changes who can participate and how.

Whether you lean toward central and established, or lower entry and longer runway, the flexibility to own something high-quality, on your own preferred payment terms, is huge for this region.